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Non-lender tech infrastructure

Capital access,
redefined for scale

FinanceX is a B2B funding intelligence platform. We do not lend money — we match businesses with qualified institutional capital partners through proprietary algorithms.

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No hard credit pull · 100% digital

FinanceX abstract graph

Intelligent infrastructure for SMEs

FinanceX operates a regulated matching engine. We are neither a lender nor a credit broker — we provide technology & data enrichment.

AI scoring

Proprietary risk assessment (non-decisioning) to pre-qualify applications before sending to partner lenders.

Licensed entity

FinanceX operates under EU fintech oversight. All lending decisions are made by regulated financial institutions.

No lender role

Important: FinanceX does not issue loans, set APRs, or collect repayments. We are a discovery platform.

Regulatory statement: FinanceX does not act as a creditor or loan originator. Any credit agreement will be solely between the applicant and the respective lending partner. The approval decision and terms are at the lender's sole discretion.

GDPR & data privacy

Your data is encrypted and shared only with explicit consent. You can request deletion anytime.

Transparent fees

Zero cost for businesses to apply. FinanceX receives success fees from partners, not from applicants.

EU licensed partners

We only work with lenders authorised in the European Economic Area.

Submit a funding inquiry

We will process your request within one business day.

By submitting, you confirm that FinanceX is not a lender. Your data will be processed according to our Privacy & Cookies and shared with vetted lending partners only after your approval.

Direct contact

contact@financexdoo.com

Response time: < 24h (working days)

Legal information

FinanceX DOO
Reg: 61234567 (example)
Address: Bulevar Milutina Milankovića 1a, Belgrade, Serbia
EU representative for GDPR: contact@financexdoo.com